One of the most impressive features of an instant approval credit card is that if you want to apply for it, nobody is going to check your credit history. Nobody is going to check your credit records, as applying for secured credit cards does not require anything from you. Applying for secured credit cards is a good option if for some reason you do not qualify for unsecured credit cards. When applying for a secured credit card, your approval is guaranteed. The only thing you will be asked to do is to deposit some money as collateral. The amount of money you will be required to deposit will usually be between $200 and $300. When it comes to credit card offers, many of them are available on the market. It is up to you to choose something that suits you the most. The good news is that your deposit will stay on your account unless you fail to pay off your payments. If this is not the case, your deposit is going to be equal to your credit line. Applying for secured credit cards should not be that difficult. Take as much time as you need to make the right decision.